This episode covers the five key decisions that influence your retirement success, focusing on practical strategies like the 4% rule, social security timing, Roth conversions, account sequencing, and fee management. Hosted by Erik and Chad, it offers a comprehensive framework for retirement planning, emphasizing actionable insights and nuanced considerations.

https://retire.arcvest.comhttps://arcvest.com

ArcVest helps investors make smarter decisions by focusing on process, discipline, and long-term thinking—not predictions or hype.

Chapters:

00:00 Introduction to Retirement Planning

03:13 Understanding the 4% Rule

08:29 Claiming Social Security: Timing Matters

12:20 Roth Conversions: When and Why?

15:33 Navigating Account Sequencing

20:34 The Importance of Managing Fees

24:17 Recap and Final ThoughtsOn this channel, we break down how investing actually works: why low costs matter, how investor behavior impacts returns, and why simple, evidence-based strategies often outperform complex ones over time.You’ll find clear explanations on topics like market volatility, index investing, retirement planning, fees, and the psychological traps that quietly derail portfolios. Our goal is to help you think better about money so you can make confident decisions in any market environment.ArcVest is a fiduciary, fee-only investment advisory firm. Everything here is educational and designed to help you become a more informed investor—not to sell hot takes or chase headlines.If you believe investing should be boring, disciplined, and aligned with real life goals, you’re in the right place.Learn more at arcvest.com

In this episode, Erik Cooper and Chad Fargason explore the realities behind high-yield investments, private credit, and the myth of free lunches in investing. They dissect various asset classes, the risks involved, and how to build a disciplined, diversified portfolio.

https://retire.arcvest.comhttps://arcvest.com
ArcVest helps investors make smarter decisions by focusing on process, discipline, and long-term thinking—not predictions or hype.

Chapters:

00:00 Market turmoil in private credit: Wall Street's risky bets

01:19 The no free lunch principle in investing explained

02:11 How private credit funds have exploded in popularity

02:57 The pitch: helping small businesses access credit

04:12 The SaaSpocalypse: AI's impact on software valuations

05:17 Market re-pricing and the uncertainty of AI's influence

06:46 The decline in software business valuations

08:10 Gates and liquidity issues in private credit funds

10:35 The yield trap: why yield isn't always better

14:09 Analyzing BDCs: high dividends but poor returns

16:16 The reality of REITs: volatility and returns

19:13 MLPs and energy infrastructure risks

21:29 Asset allocation: owning broad market vs. sector bets

22:57 Tax efficiency and the pitfalls of yield products

25:41 The boring but effective strategy for building wealth

On this channel, we break down how investing actually works: why low costs matter, how investor behavior impacts returns, and why simple, evidence-based strategies often outperform complex ones over time.You’ll find clear explanations on topics like market volatility, index investing, retirement planning, fees, and the psychological traps that quietly derail portfolios. Our goal is to help you think better about money so you can make confident decisions in any market environment.ArcVest is a fiduciary, fee-only investment advisory firm. Everything here is educational and designed to help you become a more informed investor—not to sell hot takes or chase headlines.If you believe investing should be boring, disciplined, and aligned with real life goals, you’re in the right place.Learn more at arcvest.com

This episode explores the rapid advancements in AI, the implications of OpenAI's recent paper, and the potential economic and societal shifts. We discuss AI's impact on jobs, organizational structures, and the future of capitalism, offering insights for investors and entrepreneurs.

https://retire.arcvest.comhttps://arcvest.comArcVest helps investors make smarter decisions by focusing on process, discipline, and long-term thinking—not predictions or hype.

Chapters:

00:00 The AI Landscape: A New Era Begins

02:49 OpenAI's 13-Page Paper: A Call for Regulation

05:54 Economic Proposals: A Shift Towards Socialism?

08:35 The Future of Work: Adapting to AI Disruption

11:30 Skepticism and Optimism: Navigating AI's Potential

17:12 Investing in an AI-Driven Future

On this channel, we break down how investing actually works: why low costs matter, how investor behavior impacts returns, and why simple, evidence-based strategies often outperform complex ones over time.You’ll find clear explanations on topics like market volatility, index investing, retirement planning, fees, and the psychological traps that quietly derail portfolios. Our goal is to help you think better about money so you can make confident decisions in any market environment.ArcVest is a fiduciary, fee-only investment advisory firm. Everything here is educational and designed to help you become a more informed investor—not to sell hot takes or chase headlines.If you believe investing should be boring, disciplined, and aligned with real life goals, you’re in the right place.Learn more at arcvest.com

In this episode, Erik Cooper and Chad Fargason discuss passive versus active investing, bond portfolio strategies, interest rate risks, and diversification techniques. They share insights on portfolio construction, market trends, and the importance of evidence-based decisions for wealth growth.

Chapters:

00:00 The Misconception of Passive Investing

02:03 Active Decisions in Passive Portfolios

04:29 Risk Tolerance and Asset Allocation

08:27 The Role of Gold in Diversification

10:58 Navigating Non-Risk Assets

13:39 Understanding Bond Portfolio Duration

16:21 Navigating Interest Rate Sensitivity

18:51 Investment Strategies: Individual Stocks vs. Diversification

21:36 The Role of Crypto in Modern Portfolios

https://retire.arcvest.comhttps://arcvest.comArcVest helps investors make smarter decisions by focusing on process, discipline, and long-term thinking—not predictions or hype.On this channel, we break down how investing actually works: why low costs matter, how investor behavior impacts returns, and why simple, evidence-based strategies often outperform complex ones over time.

This episode explores the recent stress test in private credit markets, the impact of AI on SaaS valuations, and the risks faced by retail investors in illiquid asset classes. Experts Chad Fargason and Erik Cooper discuss market dynamics, structural mismatches, and investment strategies.

https://retire.arcvest.com

https://arcvest.com

ArcVest helps investors make smarter decisions by focusing on process, discipline, and long-term thinking—not predictions or hype.

Chapters:

00:00 Introduction: Private Credit Under Stress

00:27 Recent Market Stress and Its Significance

01:18 What Is Private Credit? A Quick Primer

02:08 The Evolution of Private Credit Post-2008

03:34 The Size of the Private Credit Market

03:42 The Current Stress Test in Private Credit

04:11 Private Credit's Exposure to SaaS Companies

05:03 The Disruption of SaaS Business Models

05:43 AI's Impact on SaaS and Software Pricing

07:27 Repricing of SaaS and Market Declines

08:34 The Mismatch Between Retail Investors and Private Credit

11:03 Liquidity Mismatch and Redemption Challenges

11:44 Real-World Example of Redemption Issues

13:05 Market Sell-Off and Redemption Limits

14:42 The Role of Secondary Funds and Opportunities

17:08 Impact on Publicly Traded Alt Managers

19:23 Valuation and Fee Structures of Alt Managers

20:13 Investment Strategies for Retail Investors

21:51 The Value of Risk Ownership and Portfolio Allocation

22:51 Conclusion: Navigating Illiquid Asset Risks

On this channel, we break down how investing actually works: why low costs matter, how investor behavior impacts returns, and why simple, evidence-based strategies often outperform complex ones over time.You’ll find clear explanations on topics like market volatility, index investing, retirement planning, fees, and the psychological traps that quietly derail portfolios.

Our goal is to help you think better about money so you can make confident decisions in any market environment.ArcVest is a fiduciary, fee-only investment advisory firm.

Everything here is educational and designed to help you become a more informed investor—not to sell hot takes or chase headlines.If you believe investing should be boring, disciplined, and aligned with real life goals, you’re in the right place.Learn more at arcvest.com

This episode explores the current market landscape amid geopolitical tensions, the impact of AI and technological investments, and strategic investment insights from experts Erik and Chad. They analyze market valuations, the influence of oil prices, and the future of capitalism and AI-driven productivity.

https://retire.arcvest.comhttps://arcvest.comArcVest helps investors make smarter decisions by focusing on process, discipline, and long-term thinking—not predictions or hype.

Chapters:

00:00 Market Dynamics and Geopolitical Tensions

02:08 Understanding Inflation and Oil Prices

09:22 Valuation Concerns and Historical Context

14:26 AI Investment and Economic Implications

19:51 The Future of Work and Unemployment

26:00 Navigating Investment Strategies in Uncertain Times

On this channel, we break down how investing actually works: why low costs matter, how investor behavior impacts returns, and why simple, evidence-based strategies often outperform complex ones over time.You’ll find clear explanations on topics like market volatility, index investing, retirement planning, fees, and the psychological traps that quietly derail portfolios. Our goal is to help you think better about money so you can make confident decisions in any market environment.ArcVest is a fiduciary, fee-only investment advisory firm. Everything here is educational and designed to help you become a more informed investor—not to sell hot takes or chase headlines.If you believe investing should be boring, disciplined, and aligned with real life goals, you’re in the right place.Learn more at arcvest.com

Erik from ArcVest discusses how investors, especially retirees, can navigate market volatility, understand the importance of diversification, and maintain discipline during turbulent times.

https://retire.arcvest.comhttps://arcvest.com

Chapters

00:00 Market volatility and current geopolitical tensions

00:26 What’s happening in the markets right now

01:23 Historical perspective on market fluctuations

02:19 Why oil prices matter to investors

03:00 Inflation and its impact on retirees

03:56 Understanding sequence of returns risk

05:20 Normalcy of market drawdowns

05:47 Building a resilient retirement portfolio

06:41 Actions for retirees during volatility

07:40 Monitoring key economic indicators

08:30 Long-term discipline in investing

08:57 Final thoughts and advice for investors

ArcVest helps investors make smarter decisions by focusing on process, discipline, and long-term thinking—not predictions or hype.On this channel, we break down how investing actually works: why low costs matter, how investor behavior impacts returns, and why simple, evidence-based strategies often outperform complex ones over time.You’ll find clear explanations on topics like market volatility, index investing, retirement planning, fees, and the psychological traps that quietly derail portfolios. Our goal is to help you think better about money so you can make confident decisions in any market environment.ArcVest is a fiduciary, fee-only investment advisory firm. Everything here is educational and designed to help you become a more informed investor—not to sell hot takes or chase headlines.If you believe investing should be boring, disciplined, and aligned with real life goals, you’re in the right place.Learn more at arcvest.com

This episode explores the impact of geopolitical conflicts on global markets, focusing on oil, gold, and equities. Experts discuss market reactions, sector rotations, and strategic investment responses during times of war.

Chapters:

00:00 Geopolitical Tensions and Market Reactions

01:52 Impact of Oil Prices on Global Economies

02:58 Global Oil Market Dynamics

05:24 Volatility and Historical Context

08:26 Investment Strategies During Conflict

10:53 Safe Haven Assets and Market Reactions

14:04 International Stocks and Portfolio Diversification

17:13 Investor Sentiment and Risk Tolerance

https://retire.arcvest.com

https://arcvest.com

ArcVest helps investors make smarter decisions by focusing on process, discipline, and long-term thinking—not predictions or hype.

On this channel, we break down how investing actually works: why low costs matter, how investor behavior impacts returns, and why simple, evidence-based strategies often outperform complex ones over time.

You’ll find clear explanations on topics like market volatility, index investing, retirement planning, fees, and the psychological traps that quietly derail portfolios. Our goal is to help you think better about money so you can make confident decisions in any market environment.

ArcVest is a fiduciary, fee-only investment advisory firm. Everything here is educational and designed to help you become a more informed investor—not to sell hot takes or chase headlines.If you believe investing should be boring, disciplined, and aligned with real life goals, you’re in the right place.

Learn more at arcvest.com