This episode covers the five key decisions that influence your retirement success, focusing on practical strategies like the 4% rule, social security timing, Roth conversions, account sequencing, and fee management. Hosted by Erik and Chad, it offers a comprehensive framework for retirement planning, emphasizing actionable insights and nuanced considerations.

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ArcVest helps investors make smarter decisions by focusing on process, discipline, and long-term thinking—not predictions or hype.

Chapters:

00:00 Introduction to Retirement Planning

03:13 Understanding the 4% Rule

08:29 Claiming Social Security: Timing Matters

12:20 Roth Conversions: When and Why?

15:33 Navigating Account Sequencing

20:34 The Importance of Managing Fees

24:17 Recap and Final ThoughtsOn this channel, we break down how investing actually works: why low costs matter, how investor behavior impacts returns, and why simple, evidence-based strategies often outperform complex ones over time.You’ll find clear explanations on topics like market volatility, index investing, retirement planning, fees, and the psychological traps that quietly derail portfolios. Our goal is to help you think better about money so you can make confident decisions in any market environment.ArcVest is a fiduciary, fee-only investment advisory firm. Everything here is educational and designed to help you become a more informed investor—not to sell hot takes or chase headlines.If you believe investing should be boring, disciplined, and aligned with real life goals, you’re in the right place.Learn more at arcvest.com