Episodes

  • 327: Why Entrepreneurs Lose Money to Banks

    327: Why Entrepreneurs Lose Money to Banks
    Jun 19 2026
    The Problem Nobody Talks About in Entrepreneurship You built the business. You’re generating revenue. From the outside, things look successful. But inside? You’re quietly dealing with limited financing options, unpredictable cash flow, credit lines that cost you, and a banking system that wasn’t designed with entrepreneurs in mind. That’s not a personal failure. That’s the system working exactly as intended, just not for you. In this episode of Wealth on Main Street, hosts Jayson Lowe and Richard Canfield sit down with IBC practitioner and Ascendant Financial teammate Leslie Corbett and his client Tara, a mindset coach, entrepreneur, and former realtor, for […]
    Show More Show Less
    52 mins
  • 326: Why Entrepreneurs Struggle With Cash Flow and How to Fix It

    326: Why Entrepreneurs Struggle With Cash Flow and How to Fix It
    Jun 19 2026
    Many entrepreneurs are good at making money. The harder part is keeping control of it. In this episode of Wealth on Main Street, Ravi Kainth shares a powerful insight from more than 25 years of building businesses across different parts of the world, including Hong Kong and Canada: most business owners focus on income, but not enough on where their money goes after it arrives. Taxes, debt payments, operating costs, expansion, family needs, and lifestyle expenses can create a constant cycle where money comes in and quickly leaves. For many entrepreneurs, the issue is not a lack of effort. It is […]
    Show More Show Less
    39 mins
  • 324: What You Need to Know About Infinite Banking| FAQ

    324: What You Need to Know About Infinite Banking| FAQ
    Jun 19 2026
    Q1: Am I Too Old to Start? Short answer: probably not. As long as you still need to use money, and most of us do until our last breath, the process of becoming your own banker is available to you. The concept itself is not age-dependent. What is age-dependent is the insurance tool used to implement it. If you want to be the life insured on the policy, there is a cap at around age 85. But here’s what most people don’t realize: the policy owner and the life insured don’t have to be the same person. You can own a […]
    Show More Show Less
    33 mins
  • 326: Why Entrepreneurs Lose Control of Money (Canada)

    326: Why Entrepreneurs Lose Control of Money (Canada)
    Jun 10 2026
    Reading time: 5 minutes. Episode reference: Wealth on Main Street, Episode 326 featuring “Ravinder Kainth.” Why Do So Many Successful Entrepreneurs Feel Financially Stuck? You built the business. The revenue is coming in. On the surface, everything looks like it's working. But the money keeps leaving. It goes to taxes, debt, expansion costs, life. And somewhere along the way, you quietly start wondering, where does it all actually go? And is there a better system? This is the question that Ravinder Kainth spent decades trying to answer. After building businesses across multiple continents, spending 13 years living and working in Hong […]
    Show More Show Less
    39 mins
  • 325: How Infinite Banking Really Works | Your Top Questions Answered

    325: How Infinite Banking Really Works | Your Top Questions Answered
    Jun 4 2026
    If you've ever gone down the rabbit hole of the Infinite Banking Concept (IBC) online, you know the experience well: half the comments say it's the most brilliant financial strategy they've ever encountered, and the other half insist it's an elaborate scam usually from someone named “Crypto Wolf 1978” with a cartoon profile picture who has suddenly become a leading actuarial expert. In this episode, Jayson and Richard tackle the questions they hear most often plainly, honestly, and without the noise. Here's a breakdown of everything covered in Part 2 of their Infinite Banking FAQ series. Q1: What Interest Rate Is […]
    Show More Show Less
    42 mins
  • 323: How to Escape the $200K Job Trap With IBC

    323: How to Escape the $200K Job Trap With IBC
    May 21 2026
    What if the financial doctrines you've been taught are meticulously designed to keep you tethered, preventing you from ever truly reaching financial independence and personal fulfillment? This provocative question lies at the heart of Josh's remarkable journey. This story challenges conventional notions of success and reveals how a different approach to money can unlock profound life choices. Josh, a key member of our team, candidly shares his experience of walking away from a lucrative, secure career, a position many aspire to, in pursuit of something more meaningful. His narrative is a testament to the idea that true success isn't merely […]
    Show More Show Less
    40 mins
  • 322: How Corporate Infinite Banking Can Destroy a Family’s Wealth Plan

    322: How Corporate Infinite Banking Can Destroy a Family’s Wealth Plan
    May 14 2026
    Many Canadian business owners hear the same message online. Use corporate Infinite Banking strategies, borrow against whole life insurance, and access money tax-free forever. It sounds simple. In some cases, it can work very well. However, many people do not understand the risks behind these strategies. Without proper planning, a powerful financial tool can become a massive CRA problem later. Some experts even describe it as a “nuclear tax bomb.” In this article, we break down how Cash Surrender Value (CSV) lines of credit work, why the CRA watches these strategies closely, and what business owners must understand before moving […]
    Show More Show Less
    35 mins
  • 321: How Rich Families Leave Tax-Free Wealth Behind

    321: How Rich Families Leave Tax-Free Wealth Behind
    May 7 2026
    In a financial landscape often dominated by fleeting trends and complex strategies, there emerges a powerful alternative: Infinite Banking. Far from a mere financial product, it's a philosophy, a way of life that empowers individuals and families to become their own bankers, fostering not just monetary wealth but also invaluable generational wisdom. We recently had the privilege of sitting down with TD, a former Wall Street professional who traded spreadsheets for workbooks and a broken financial system for one built on his own terms. His journey into Infinite Banking, as shared on the Wealth on Main Street Podcast, offers a compelling […]
    Show More Show Less
    46 mins