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The Scottish Property Podcast

The Scottish Property Podcast

By: Nick Ponty and Steven Clark
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Summary

A weekly podcast focused on keeping property investors informed and educated on the Scottish property market. Co-hosts Nick Ponty and Steven Clark share their own experiences, answer questions and talk to experts in the industry.Nick Ponty and Steven Clark Economics
Episodes
  • £5M retail brand, 10 cash properties, still lives at home — Taylor McNeillie's no-excuses story
    May 11 2026

    At 23 years old, Taylor McNeillie has built a £700k property portfolio — mortgage free — while running a retail business doing over £1 million a year. And he still lives at home. 🏠


    In this episode of the Scottish Property Podcast, Nick and Steven sit down with Taylor to hear the full story: from reselling Yeezys at 12 years old and skipping class to cop Supreme drops, to opening Empire Glasgow at 18, scaling to £1.8 million in revenue, and quietly buying 10 properties in cash before most people his age have a savings account.


    This one is packed with lessons on business, money, social media, and why building a cash-generating business first might be the smartest property strategy of all.


    🕐 TIMESTAMPS

    00:00 – Intro: Taylor's story in numbers

    02:30 – Growing up in East Dorsetshire & early entrepreneurial spark

    06:00 – Reselling Yeezys at 12 using his dad's credit card

    11:00 – Supreme drops from the school toilet at 11am

    16:00 – Building the Empire Glasgow Instagram page

    22:00 – Covid hits — and changes everything

    27:00 – Opening the pop-up in Princes Square at 18

    33:00 – Going full time: signing the long-term lease

    38:00 – Silverburn Christmas pop-up & £790k quarter

    43:00 – Running 9 staff at 19 — winging it and winning

    49:00 – Revenue peaks at £1.8M — then the Yeezy disaster

    55:00 – Business rates, retail challenges & Glasgow high street

    1:02:00 – The property lightbulb moment & 500k sitting in the bank

    1:08:00 – First deal: 2-bed in Cambuslang for £65k (never seen it)

    1:14:00 – Buying mortgage free — the no-debt philosophy

    1:20:00 – TikTok, the £28k flat and the "parasite landlord" comments

    1:28:00 – 10 properties, £700k portfolio, still at home with mum

    1:34:00 – Future plans: portfolio deals, refinancing & commercial property


    🔑 KEY TOPICS

    ✅ How Taylor built £500k in business profit before touching property

    ✅ Buying 10 properties mortgage free in under 2 years

    ✅ Why he treats tenants like customers

    ✅ Using social media to find off-market deals

    ✅ The Yeezy stock crisis — and how he handled it

    ✅ Business rates in Glasgow & the retail landscape

    ✅ Why Taylor avoids serviced accommodation and shiny penny strategies

    ✅ His plan to refinance a portfolio deal and scale further


    📲 MENTIONED IN THIS EPISODE

    🏪 Empire Glasgow — Princes Square & Buchanan Street, Glasgow

    🔑 Kyle Black — property sourcing

    🔑 Callum McWilliam — Rapid Removals & sourcing

    📊 Slater Hogg — letting agents


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    👍 Like if you found this valuable

    💬 What do you think of the no-mortgage approach? Drop it in the comments 👇

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    57 mins
  • SNP, Labour, Reform — who's best for property investors in Scotland?
    May 4 2026

    The Scottish election is days away — and if you're a property investor or landlord, what happens on May 7th actually matters. 🗳️In this market update, Nick and Steven cut through the political noise and break down exactly what each party's housing policies mean for landlords, investors, and anyone trying to build a portfolio in Scotland right now.From ADS cuts to rent controls, council tax hikes of up to 500%, first-time buyer grants, and a housing building crisis — this one is packed with real talk on the policies that will shape the Scottish property market for years to come.🕐 TIMESTAMPS00:00 – Intro: why this election matters to property investors02:00 – Election overview: latest polls & party predictions06:00 – Reform's rise in Scotland & what it means10:00 – ADS (Additional Dwelling Supplement): party by party breakdown18:00 – LBTT: who wants to cut it, scrap it, or raise it?24:00 – Multiple Dwellings Relief (MDR): is it safe?28:00 – Rent controls: CPI+1% capped at 6% — is that fair?35:00 – Council tax: the 500% increase in Midlothian explained42:00 – Short-term lets, Airbnb & the small business bonus loophole closing48:00 – Edinburgh tourist levy from July 202652:00 – First-time buyers: right to buy & the £10k SNP grant1:00:00 – House building targets: will any party actually deliver?1:08:00 – The £307k social house in Clydebank worth £200k1:18:00 – Build to rent, private equity & what Scotland needs1:25:00 – Energy, North Sea drilling & the Norway comparison1:30:00 – Who are they voting for? Networking events & wrap-up🔑 KEY TOPICS✅ ADS breakdown by party — Tories want to cut from 8% to 4%✅ Rent controls: CPI+1% capped at 6% — what it means for you✅ Council tax on second homes — up to 500% in some areas✅ Short-term let licence & small business bonus scheme changes✅ SNP's right to buy proposal & £10k first-time buyer grant✅ Why Scotland's house building targets keep getting missed✅ The social housing cost crisis & impact on private developers✅ Edinburgh's 5% tourist levy coming July 2026

    💬 Drop your questions or opinions in the comments — who are YOU voting for?

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    43 mins
  • From Humble Beginnings to Building a Property Portfolio: The No-Excuses Property Journey
    Apr 27 2026

    No inheritance. No safety net. No excuses. 🏗️Jason Kelly grew up in Linwood with a single mum, survived a car crash that killed the driver at 15, and spent over a decade working offshore in oil and gas — earning decent money but going nowhere fast. Then he discovered property, went all-in, and hasn't looked back.In this episode of the Scottish Property Podcast, Jason tells the full story — the real numbers, the mistakes, and the mindset that got him from selling his first flat to managing multiple refurbs, sourcing off-market deals, and building a portfolio using investor finance.If you're waiting for the "right time" to start — this episode is for you.🕐 EPISODE HIGHLIGHTS:00:00 – Introduction & Cadbury's Heroes02:00 – Growing up in Linwood: humble beginnings06:30 – The car accident that changed everything12:00 – Leaving school & landing an oil & gas apprenticeship18:00 – Life offshore: the money, the lifestyle, the downsides26:00 – Becoming disillusioned with the rat race31:00 – Discovering property through a two-day event36:00 – First deal sourced & selling the Shawlands flat43:00 – Living in a flip (don't do this)50:00 – Going full-time in property in April 202456:00 – Project managing refurbs & building a team1:05:00 – Sourcing off-market deals & working with investors1:12:00 – The assisted sale that made £30k (and the Celtic legend connection)1:20:00 – Social media, TikTok investors & getting slaughtered offshore1:27:00 – The Hamilton Starbucks networking event1:32:00 – Where to find Jason🔑 KEY TOPICS✅ Leaving a well-paid job to go full-time in property✅ Funding your first deals with no cash using investor finance✅ Buy-to-let, flips & assisted sales — what actually works✅ Why project management fees are worth every penny✅ Finding off-market deals through relationships (not Rightmove)✅ Building a property portfolio in Scotland from scratch✅ Growing a property business through social media

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    1 hr and 6 mins
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