Money Grows on Trees cover art

Money Grows on Trees

Money Grows on Trees

By: Lloyd J Ross
Listen for free

About this listen

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom. Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle. Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money. Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!Lloyd J Ross Economics Leadership Management & Leadership Personal Finance
Episodes
  • #324 - Is SpaceX An Opportunity For The Average Aussie?
    Apr 15 2026

    Already house poor or worried you might be? Grab a copy of House Poor:

    https://moneybuyshappinessbooks.com/housepoorbook

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    SpaceX looks like the investment opportunity of a generation, but most people don’t understand how the IPO works or what they’re actually buying. In this episode, Lloyd breaks down the numbers behind SpaceX, the realities of IPO investing, and why excitement about rockets and Mars missions doesn’t automatically translate into a good return for everyday Australians.

    This episode explores:

    ■ SpaceX IPO mechanics and what an IPO really is

    ■ Why industrial revolutions create bubbles rather than guaranteed profits

    ■ How past innovations like railroads, airlines and dot‑coms wiped out investors

    ■ SpaceX revenue vs valuation and what a $1.5–$2 trillion price implies

    ■ Why proven businesses like Meta offer a clearer investment case than speculative IPOs

    Timestamps:

    00:00:00 - Introduction

    00:01:02 - The Impact of SpaceX on Civilization

    00:02:50 - Cost Reduction in Space Travel

    00:04:58 - Investment Considerations

    00:06:44 - Historical Context of Industrial Revolutions

    00:08:09 - Understanding SpaceX's Business Model

    00:10:36 - Valuation and Revenue Analysis

    00:12:01 - Market Expectations and Risks

    00:13:47 - Comparing SpaceX to Meta

    00:16:29 - Investment Strategy Insights

    00:19:20 - Final Thoughts on SpaceX IPO

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-j-ross-26b7859/

    https://www.facebook.com/lloyd.ross.7

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    DISCLAIMER

    This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    Show More Show Less
    27 mins
  • #323 - Why THIS Is Worthless
    Apr 9 2026

    Already house poor or worried you might be? Grab a copy of House Poor:

    https://moneybuyshappinessbooks.com/housepoorbook

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    The $100 note in your wallet is worth less today than it was yesterday, not because of normal inflation, but because the modern monetary system is designed to erode your purchasing power over time. In this new episode, Lloyd explains how fiat currency actually works, why governments deliberately debase money, and what that means for everyday Australians.

    This episode explores:

    ■ How fiat currency was created and why it replaced the gold standard

    ■ Why controlled inflation works, and why deflation destroys economies

    ■ The four ways governments intentionally debase currency

    ■ Why wage growth has not kept up with inflation in recent years

    ■ How political decisions, spending blowouts and bureaucracy accelerate currency decline

    Timestamps:

    00:00:00 - Introduction

    00:00:42 - Understanding Fiat Currency

    00:01:03 - The Gold Standard: A Historical Perspective

    00:01:35 - The Great Depression and World War II Impact

    00:02:07 - The Nixon Shock: End of the Gold Standard

    00:02:29 - What is Fiat Money?

    00:03:00 - Trust and Belief in Currency

    00:05:07 - Historical Case: Napoleonic Wars and Deflation

    00:06:10 - Returning to the Gold Standard: Consequences

    00:07:05 - Controlled Inflation: The 2% Model

    00:09:01 - Government's Role in Currency Debasement

    00:09:33 - Quantitative Easing: Printing More Money

    00:14:54 - Impact on Productivity and Economy

    00:15:26 - How Currency Debasement Affects You

    00:17:00 - The Role of Government Policies

    00:18:03 - The Future of Currency Debasement

    00:19:06 - Investing in Gold vs. Businesses

    00:20:01 - Importance of Voting for Economic Policies

    00:20:33 - Conclusion: Leadership and Currency Management

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-j-ross-26b7859/

    https://www.facebook.com/lloyd.ross.7

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    DISCLAIMER

    This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    Show More Show Less
    22 mins
  • #322 - Is the Australian Property Market Collapsing!?
    Apr 7 2026

    Already house poor or worried you might be? Grab a copy of House Poor:

    https://moneybuyshappinessbooks.com/housepoorbook

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    In this new episode, Lloyd breaks down why the Australian property boom was driven by seven powerful tailwinds, and why every one of them is now weakening or reversing. He explains how rising rates, political pressure, shifting immigration policy and new economic headwinds are reshaping the next decade, and why the conditions that made property a guaranteed win can’t be repeated.

    This episode explores:

    ■ The 7 tailwinds that drove 30 years of growth, and why they can’t repeat

    ■ How rising rates, inflation and oil shocks reverse the biggest force behind the boom

    ■ Why mass immigration, tax policy and government schemes are shifting into headwinds

    ■ The impact of AI‑driven unemployment and falling demand on future prices

    ■ What mean reversion looks like after years of above‑trend growth

    Timestamps:

    00:00:00 - Introduction

    00:00:21 - The Seven Tailwinds of the Property Boom

    00:01:26 - Tailwind 1

    00:02:58 - Tailwind 2

    00:03:30 - Tailwind 3

    00:03:54 - Tailwind 4

    00:04:25 - Tailwind 5

    00:06:14 - Tailwind 6

    00:06:46 - Tailwind 7

    00:08:12 - The Opposite Forces: Headwinds

    00:09:00 - Headwind 1

    00:10:03 - Headwind 2

    00:10:46 - Headwind 3

    00:11:39 - Headwind 4

    00:12:13 - Headwind 5

    00:13:48 - Headwind 6

    00:14:30 - Headwind 7

    00:15:13 - The Impact of Headwinds on Property Prices

    00:16:07 - The Role of AI and Unemployment

    00:16:49 - Potential Supply and Demand Shifts

    00:17:10 - Mean Reversion in Property Prices

    00:18:02 - Future Affordability and Market Outlook

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-j-ross-26b7859/

    https://www.facebook.com/lloyd.ross.7

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    DISCLAIMER

    This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

    Show More Show Less
    21 mins
No reviews yet