Raw chats around AI with the real people it's affecting.... Paul and Meghan talk fintech, identity fraud, startups, financial literacy, tech-bro promises, education, and the question we all need to be asking: can AI fix the mess it’s helping create?0:00 Cold Open: The Cliff Edge We're Speeding Towards0:23 She's Not a Techy, She Just Runs the Whole Operation1:00 Shiny Apps, Broken Pipes Underneath1:43 Why Hiring Your Way Out of This Is Delusional1:52 Crypto Has Basically Become a Casino2:16 GameStop: 50k Clients in 48 Hours = Pure Chaos2:55 Former Tech Optimist Stops Drinking the Kool-Aid2:59 Tech Opened Investing to Everyone But AI Could Go Further5:35 Corporate Cruise Ship vs Startup Pirate Ship5:54 College Dropout, Single Mum, Now Director 9:51 You May Be Teaching It How to Make You Redundant (reprise)10:06 Using AI for Everything, Including Therapy10:58 Why She Noped Out of ChatGPT Over the Pentagon Deal11:29 Is AI Making Us Smarter or Just Lazier and Louder?15:03 My Daughter Hates AI, and She Might Be the Sane One17:53 Schools Still Training Kids for Jobs That Don't Exist18:05 Kids Leave School Knowing Exams, Not Mortgages19:08 AI Is an Addiction We're All Happy to Deny19:19 No One's Asking "Should We?" – Only "Can We Ship It?"20:09 Big Tech And Governments PR Problem21:21 Dicks Win: Who's Actually Driving This Thing?23:46 Would a Sentient AI Really Do a Worse Job Than Us?25:31 The Utopia We Could Build If We Keep Them Honest